Val Nigol    is a financial planner and chartered accountant 
       with more than 35 years experience in the financial services
       industry. His area of expertise is in financial planning for
       families considering a move into residential aged care.
       Aged Care Homes is his first foray into writing. 
       He lives and practises in Melbourne.

Anthea Wynn    is an author who had her first article published at the age of 14. She was a freelance technical and marketing communications writer in the UK for 15 years and was launch editor for Credit Risk International. She co-authored the textbook Principles and Practice of Consumer Credit Risk Management which is still the only book available on this subject. She is also a part-time carer for her elderly mother and is based in Melbourne.